Rate Watch Program

"Steven & Jenny got their original mortgage from a local broker who
never contacted them again after their loan closed.   They enrolled in
my rate watch program and saved over $100 per month when the market
made a quick change and interest rates dropped."

The Rate Watch Program You enroll for free I watch your mortgage When interest rates drop I call you and let you know You decide if the monthly savings is enough You decide to pull the trigger and move forward Download the sign up form & More Details Enroll online

Closing Cost Guarantee It is my guarantee that the closing costs and interest rate we initially discuss and agree to are the same at closing.  I guarantee no surprises just before, during, or after the closing.  If so, you can walk away and I will pay you $500 from my own pocket.

Lenders price interest rates based on the value of mortgage backed securities which are traded within the US Bond market.  Various economic news impacts the performance of the bond market.  When the bond market is strong, then mortgage interest rates go down. 

The follow chart shows you that back in January of 2008, there was a small window of opportunity to grab some low interest rates.   This is how I was able to help families lower their payment.