Do NOT Sign Another Rent Check

Imagine: a home of your own!!!  A fenced yard for the kids...A garage for your car... Enough room for your stuff...On a quiet street... Privacy... Comfort...

Why Now?

I have lots of lenders sitting on too much money... imagine that!!! And they are eager to make more home loans RIGHT NOW.  Interest rates are at an all time low! The time just couldn't be better to get financing for your new home; as a matter of fact, the time will probably never be better!

What About Credit Problems?

Even if you don't have perfect credit, there are loans available for you. Even if you are self-employed, there are loans available for you. Whatever your current situation, there's probably a home loan just right for you - and I'll find it!

Won't I Need A Big Down Payment?

You do not need a large hunk of money for a down payment either. If you've been held back by the idea that you have to save up $10,000.00, $20,000.00 or more to put down, to buy a good home, I'll show you how to avoid that altogether.

Consider Don and Vicky.  Just last month, I helped them find a beautiful home and buy that $110,000 home with just $1,500.00 down!!!  Don and Vicky got out of their apartment with the nosy, noisy neighbors and no place to park their car, and got into a really great home in a nice neighborhood, all with just $1,500.00.  Now Vicky's got a kitchen bigger than a closet.  Don got a den.  And instead of paying rent each month and losing that money forever, that same payment is now an investment, creating security for them in the future.  Can I do all that for you?  Yes I can.

For many people - maybe for you - the government will even step in to help with the down payment with low interest financing, and in other ways.  Very few people know that the government is eager to help them buy their first home. I can help you get every benefit available for first time homebuyers from Uncle Sam, too.

Every Month You Wait, You Flush Your Hard-Earned Money Right Down The Toilet

Renting is wasting money.  You make your landlord rich, but you do nothing for yourself.  By putting those exact same dollars into a house "payment" instead of "rent," you create "equity"...value that you own, that later can send your kids to college, finance the start-up of your own business, or pay for your retirement.  Be your own landlord and build up future financial security.  I'll even show you easy strategies to speed up the pay-off of your home without making extra payments. And as a homeowner you get tax breaks that renters never get.

There's no reason to wait when I can help you buy a home RIGHT NOW.  By the way, I recently got a letter from Sid and Barbara Boomer.  I helped them buy their first home about eight years ago, and I showed them how to accelerate the build-up of equity in the home. They wrote: "Between the equity we've built up and the increase in property values in the neighborhood you found for us, we are now over $60,000.00 richer than we were the day we moved out of our apartment into this home!  Because honestly, we can't believe what a terrific move this has been, and wanted to thank you again for all your help. Without you, we'd probably still be renting. And very soon, we'll be ready to trade in this house and move up to a bigger one, maybe a brand new house - and we'll call you for help again."  Switching from renting to home ownership can help you go from being in debt or "cash poor" to becoming financially secure, too.

You can use home ownership as the "foundation" of a complete change in your finances!

Being A Homeowner Makes You Feel Good

In addition to the smart financial reasons for buying your own home instead of renting, you will feel better about yourself and your life. You'll provide a safer place for yourself, your spouse, and your family. You can decorate your home just as you please. You'll also enjoy inviting people over to your home.

Will I Have To Settle For A Home I Don't Love?

My "inventory" of available homes has never been greater.  I can show you good homes in just about ANY price range.  Also, you may be surprised at how much home you can afford with my loans and financing strategies.  We'll talk about the kind of home you want, the kind of neighborhood you want to live in and your finances.  And then I'll do all the hard work of finding the perfect home for you.  A home you can afford, with a loan that's right for you.  A home you can be proud of.  A home you can move into NOW.  Of course, everything you tell me is private and confidential.  I work for you.  I'm your counselor and advisor.